It is often stated that living a healthy lifestyle is the privilege of only those with lots of money, but we are here to tell you that is not true. In fact, many things relating to finances where financial planners advise on investments, savings, and retirement planning, are just as accessible to those on low to medium incomes as they are to those with high incomes.
Admittedly, many of the specifics, such as how much someone can invest will vary depending on income, but the fact remains financial planning is for everyone. As such, whether you earn $1,000 or $10,000 per month, do not hesitate to seek the advice of your local financial planner.
The same goes for living a healthy lifestyle we mentioned at the start as no rule states you must be rich to be healthy nor to lead a lifestyle that promotes your health. Even if your finances are limited or you do not have a huge budget for spending on a healthy lifestyle, these should not deter you, especially as we have seven ways below that a healthy lifestyle can be achieved on a low budget.
Buy Cheaper Workout Gear: No fitness rulebook demands all exercise must be done whilst wearing Nike’s latest $400 tracksuit and $500 sports shoes. You will get no fitter wearing them than you would with an old t-shirt and shorts with trainers that have been around the block a few times.
Buy Second-Hand Fitness Equipment: If the exercise routines you want to follow require equipment it does not follow that you have to buy it brand new. Scour your local newspaper or eBay where you often find that same equipment available second hand and at a fraction of the price.
Lots Of Exercise Workouts Are Free: There are hundreds of ways to exercise and stay fit where the only equipment required is your body such as jogging, yoga, walking, and if you live near the beach, swimming, because the last time we looked the sea does not have an entrance fee.
Save Money On Healthy Food: The myth that all healthy food is expensive needs to be ignored. Yes, some stores do take advantage but if you shop around you will find lots of nutritious healthy food at low prices. For example, buying items in bulk, such as non-perishables, buying fruits and vegetables in season as they are usually cheaper then, and buying store-branded foods which are often just as nutritious as the higher-priced big brands.
Healthy Meal Prepping: As well as buying food wisely, planning your meals can be healthier for you and your finances. By planning all your meals in advance, and up to a month in advance at least, you can ensure you only buy what you need, there is less food wasted, you avoid ordering out as much, and you avoid being tempted to eat junk food.
Look For Subsidised Preventative Care: Health care comes at a cost, and often part of what a financial planner will do is to ensure that you have sufficient funds in reinterment to cover many of the health costs that are likely to arise. In the meantime, there is nothing to stop you from researching health care plans which offer reduced and subsidised rates that can save you considerable amounts.
Seek Promotional Health Insurance Options: Another area where your financial planner can advise you is insurance and in particular health insurance. Again, there may be promotional rates available, and in addition, your financial planner should be able to advise you on ways you can adjust your budget to facilitate you being able to afford health insurance.